Now that Arthur is back from the hospital, Carrie thinks that it is a good idea that she and Doug get life insurance. She wants to be sure that Arthur is well taken care of should something happen to either one of them. But this comes as a huge shock to Doug because he's never thought about having to take care of Arthur if Carrie weren't around. Once Doug finds out that Carrie has started smoking again, he's convinced that she's trying to die first so that he gets stuck with Arthur. They both lose sight of why they're signing the insurance forms and Arthur has to snap them back into reality. Meanwhile, Doug and Carrie have installed an Arthur cam so they can monitor him while he's down in the basement. Deacon, Spence, and Danny get a real kick out of watching Arthur's mundane daily activity and find themselves addicted to "Arthur TV".